Steve Tsvetkov is one of the most trusted mortgage professionals in the United States — ranked in the Top 30 nationally with over 12 years of experience and more than $1 billion in funded loans. He has built a reputation for finding solutions where traditional banks say no.

Steve specializes in Conventional, JUMBO, Non-QM, Bridge loans, and programs specifically designed for immigrants, visa holders, and self-employed borrowers. Whether you're a first-time buyer or a seasoned investor, Steve will find the best rate for your unique situation — with zero broker fee.

AUE Lending is a full-service mortgage brokerage with access to 60+ lenders across the country. No hidden costs, no pushy sales — just clear, professional guidance from application to closing. Consultations are available in English and Russian

Steve Tsvetkov is one of the most trusted mortgage professionals in the United States — ranked in the Top 30 nationally with over 12 years of experience and more than $1 billion in funded loans. He has built a reputation for finding solutions where traditional banks say no.

Estimated scenarios for 7011 Kirigin Way, Gilroy, CA 95020 at $1,359,000. Conventional and Non-QM programs available depending on your situation

Estimated scenarios for 7011 Kirigin Way, Gilroy, CA 95020 at $1,359,000. Conventional and Non-QM programs available depending on your situation